We create customised retirement planning services for you. Our expert team helps you define your retirement goals, whether it's traveling, enjoying hobbies, or relaxing at home. We manage your finances and design a complete strategy that covers savings, investments, and pensions. Start planning today for a secure and fulfilling retirement.
We offer continuous assistance and regular evaluations to modify your plan as your requirements and situation change. Plan now for a safe and contented retirement that lets you live life as you see fit, enjoying each day with assurance.
To help you plan your retirement, we need some basic details, Your Age and Retirement Goals.
We'll estimate the future value of your pension pot, helping you see how close you are to your retirement goals.
Check your estimated pension value and discover how to manage your retirement income effectively. Start planning for a brighter financial future today.
A Strong plan shows you how much money you need and the steps to get there.
A Strong retirement plan lets you relax and enjoy life today, knowing your future is secure.
Use smart strategies to take advantage of tax benefits and government programs, making your money work harder for you.
Our pension planning service is designed to help you secure a comfortable retirement by guiding you through your pension options. We smooth the process of selecting between various pension plans, including personal and workplace, so you can quickly understand their features and advantages. Our team will access your present pension contributions and make recommendations for how to increase them so that you can have a strong financial future. We provide regular reviews of your pension strategy to adapt to any changes in your conditions.
Our investment advice service helps you find the right investment opportunities that match your patience and retirement goals. We analyse your financial situation to create a balanced portfolio designed to grow your savings while managing risks. We provide a variety of investing options, including mutual funds, equities, and bonds, to generate possible returns over time. We’re dedicated to ensuring your investments work effectively for you as you approach retirement.
Making a retirement budget is important to ensuring your financial stability. Our team is available to guide you in estimating your expected income and expenses so that you can make plans for a pleasant retirement. We consider every aspect of your financial situation, including savings, pensions, and other sources of income. By helping you establish a realistic budget, we ensure you’re prepared for everyday living costs while still having room for leisure activities and unexpected expenses.
Our estate planning service helps you manage and pass on your wealth effectively while minimising tax costs. We collaborate with you to develop a strategy that ensures your assets are allocated according to your final desires. This includes discussing wills, trusts, and other legal tools to protect your wealth for future generations. Our goal is to help you leave a meaningful legacy while reducing the financial burden on your loved ones.
With our retirement strategies, you can prepare confidently for a fulfilling and secure retirement. Let us guide you in making smart choices today for a better tomorrow.
Plan for a secure retirement with our expert retirement planning strategies. We help you assess your finances, set clear goals, and create a personalised savings plan. Maximise your contributions and explore smart investment options to grow your wealth. Here’s how we can assist you in preparing for your future:
Plan your retirement effortlessly with our Retirement Planning Calculator. Review Assets, Assess your savings, investments, and property. Achieve Goals, Get insights to ensure you’re on track for the retirement lifestyle you desire.
Plan your dream retirement with our easy-to-use Retirement Budget Calculator. This handy tool helps you estimate your yearly expenses so you can enjoy the retirement you've always visualised.
Accessing your pension savings can have tax implications, especially if you opt for a cash lump sum. This tool helps you understand your potential tax liabilities and plan your retirement finances effectively.
When planning for retirement, consider these key income sources:
Your savings with the pPeople’s Pension.
Eligible upon reaching State Pension age.
Include any from previous employers or self-employment.
Access benefits like winter fuel payments and free prescriptions.
Use savings, ISAs, or inherited funds to improve income.
Consider earnings from rental properties or part-time work.
If you’re worried your retirement income might not cover your expenses, here are some effective ways to increase it:
Even small increases in your regular pension savings can lead to important growth over time, plus you may receive more tax relief.
Consider investing bonuses or inheritances into your pension pot. The more you contribute, the more tax relief you can get.
If you have multiple pensions, combining them into one can simplify management and potentially reduce fees.
Get insights into how to maximise your retirement savings and understand the tax implications. Start planning today for a secure future.
Get expert retirement guidance to secure your future. Our customised plans help you maximise savings and achieve your retirement dreams.
Get expert retirement advice customised to your needs. Secure your financial future with personalised strategies and insights.
Get personalised retirement advice from our experts. We're here to help you secure your financial future.
If you want to take your accounting work to the next level, then reach us today without wasting time.
Gives us a Call
0208 8611685Send me Mail
info@phs-uk.co.uk